New Frontiers in Banking Services

New Frontiers in Banking Services

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The book is devoted to a subject which deserves growing attention from policy makers, financial operators and academics. It is the issue of unbanking or underbanking in developed countries. With respect to this, the goal of the authors has been to devote more efforts to understanding the problem of financial exclusion in order to offer to low-moderate-income people new opportunities of accessing financial services (banking, credit and investment services).At the same time, this has increased concern for those households that have no access to credit. ... parents, people living in marginalised geographical areas or in suburbs, pensioners, and people without a permanent job. ... Therefore, difficulties or even the impossibility to obtain basic credit products, such as a short-term overdraft, credit card and personal lending, ... The rejection of this type of credit application has a direct (negative) implication on the possibility for the household toanbsp;...


Title:New Frontiers in Banking Services
Author: Luisa Anderloni, Maria Debora Braga, Emanuele Maria Carluccio
Publisher:Springer Science & Business Media - 2007-03-21
ISBN-13:

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